Credit Card Tips for the Holidays

Using a credit card to pay for gifts during the holiday season has become common place.

Credit card users use this time to justify gifts from the unnecessary to most outrageous . Even if you are being 'nice' and buying gifts for others you still need to be credit card smart.

5 smart holiday shopping credit card tips

Don't let gift giving during the holidays turn into stress and worry in January. I quit buying extravagantly during the holidays when I calculated how many months into the new year it took me to pay for those gifts. I learned memories last and the gift you purchased not so much. Utilize this season to spend time with loved ones and let them know how much you care. I started a tradition with my children when they were young making Christmas cookies. They are grown now and that memory is among the most cherished. Its a time to remember relationships matter more than material things.

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